Insurance

Professional liability insurance is a requirement of Practicing registration. In line with CRPNBC Bylaws (Section 53.1), this insurance must insure against liability arising from an error, omission or negligent act both of a registrant as well as any employees they may have. The insurance must have a limit of liability of no less than $2,000,000 per occurrence in both instances.

Non-self-employed registrants

For Practicing registrants who are not self-employed, suitable liability insurance is included in your CRPNBC registration fees. The policy is administered by Encon Group Inc. through the broker Arthur J.Gallagher (Canada) Group, and the current insurance summary can be viewed here.

For further information regarding this insurance, please contact Arthur J. Gallagher (Canada) Group directly at their Jack Blick Avenue, Winnipeg branch.

Self-employed registrants

CRPNBC uses the terms “self-employed” and “independent practice” inter-changeably to refer to registrants who work for themselves, rather than for an employer, in any aspect of their practice.

For these registrants, additional liability insurance must be purchased. A copy of your Certificate of Insurance must be provided to the College when:

  • You first notify us that you are self-employed
  • Upon each renewal, and
  • When you apply to change your registration status to Practicing after a period of having a Non-practicing or Inactive registration.

Encon Group Inc., the same provider as for the insurance included in the CRPNBC Practicing registration fees, offers a suitable option, details of which can be found here. You can apply for this insurance directly through the broker, Arthur J. Gallagher (Canada) Group using this form.

For further information regarding this insurance, please contact Arthur J. Gallagher (Canada) Group directly at their Jack Blick Avenue, Winnipeg branch.

You are free to find alternative Errors and Omissions Insurance from other insurance agencies.

If you are unsure whether your practice constitutes self-employment, please speak to an insurance professional.

 

Comments are closed.